/* versichert.richtig · Gestaltung der Startseite (neues Design, 27.09.2026).
   Aus index.html herausgelöst. Gilt nur für die Startseite; die Unterseiten nutzen gemeinsam.css und design.css. */
.themenraster{display:flex;flex-wrap:wrap;gap:10px;margin:26px 0 0;}.themenchip{display:inline-flex;align-items:center;gap:9px;background:var(--paper-2,#fff);border:1px solid var(--line);border-radius:999px;padding:11px 18px;text-decoration:none;color:var(--ink);font-weight:700;font-size:var(--fs-feld);line-height:1.2;transition:border-color .16s,transform .16s,box-shadow .16s;}.themenchip::after{content:"→";color:var(--gold-d);font-weight:800;opacity:.55;transition:opacity .16s,transform .16s;}.themenchip:hover{border-color:var(--gold);transform:translateY(-2px);box-shadow:0 6px 18px -12px rgba(0,0,0,.4);text-decoration:none;}.themenchip:hover::after{opacity:1;transform:translateX(2px);}.themenchip:focus-visible{outline:2px solid var(--gold);outline-offset:2px;}.themen-mehr{display:inline-flex;align-items:center;gap:9px;background:var(--ink);color:#F6F6F3;border:1px solid var(--ink);border-radius:999px;padding:11px 18px;text-decoration:none;font-weight:800;font-size:var(--fs-feld);line-height:1.2;}.themen-mehr:hover{text-decoration:none;opacity:.88;}.laufband{overflow:hidden;padding:2px 0;flex:1 1 320px;min-width:0;-webkit-mask-image:linear-gradient(90deg,transparent,#000 7%,#000 93%,transparent);mask-image:linear-gradient(90deg,transparent,#000 7%,#000 93%,transparent);}.laufband__spur{display:flex;width:max-content;animation:laufen 34s linear infinite;}.laufband__spur:hover{animation-play-state:paused;}.laufband__satz{display:flex;align-items:baseline;gap:30px;padding-right:30px;white-space:nowrap;}.laufband--dunkel{background:#08080A;border-top:1px solid var(--dark-line);border-bottom:1px solid var(--dark-line);padding:15px 0;flex:none;}.laufband--dunkel .laufband__satz{align-items:center;gap:40px;padding-right:40px;}.laufband--dunkel .laufband__satz span{font-family:'Archivo',sans-serif;font-weight:700;font-size:var(--fs-klein);letter-spacing:.06em;color:#B6B6B0;display:inline-flex;align-items:center;gap:12px;}.laufband--dunkel .laufband__satz span::before{content:"";width:5px;height:5px;border-radius:50%;background:var(--gold);opacity:.8;flex:0 0 auto;}.laufband--dunkel .laufband__satz b{color:#E8E8E2;font-weight:800;}.laufband--hell .laufband__satz a{font-size:var(--fs-feld);color:#5A4600;text-decoration:none;display:inline-flex;align-items:baseline;gap:7px;}.laufband--hell .laufband__satz a:hover{color:#1A1407;text-decoration:underline;text-underline-offset:3px;}.laufband--hell .laufband__satz b{font-family:'Archivo',sans-serif;font-weight:900;font-size:calc(var(--fs-text) * 22 / 18);color:#1A1407;letter-spacing:-.01em;}@keyframes laufen{to{transform:translateX(-50%);}}@media(prefers-reduced-motion:reduce){.laufband__spur{animation:none;}.laufband{-webkit-mask-image:none;mask-image:none;overflow-x:auto;}}.cards.gross .card{display:grid;grid-template-columns:auto minmax(0,1fr);grid-template-rows:auto 1fr auto;column-gap:15px;row-gap:0;padding:24px;border-color:var(--line);transition:border-color .16s,transform .2s cubic-bezier(.2,.7,.3,1),box-shadow .2s;}.cards.gross .card .ic{grid-column:1;grid-row:1;margin-bottom:0;}.cards.gross .card h3{grid-column:2;grid-row:1;align-self:center;margin:0;}.cards.gross .card p{grid-column:1/-1;grid-row:2;margin-top:14px;}.cards.gross .card .arrow{grid-column:1/-1;grid-row:3;margin-top:16px;padding-top:0;align-self:end;justify-self:end;}.cards.gross .card.hoverable:hover{border-color:var(--gold);}.cards.gross .card.hoverable:focus-within{border-color:var(--gold);}@media(max-width:620px){.cards.gross .card{padding:20px;column-gap:12px;}}
.cover-rahmen{container-type:inline-size;width:100%;max-width:260px;}@media (max-width:640px){.cover-rahmen{max-width:220px;margin:0 auto;}}.cover{position:relative;aspect-ratio:4/5;overflow:hidden;border-radius:8px;background:#060607;font-family:"Hanken Grotesk",sans-serif;color:#F6F6F3;box-shadow:0 2px 6px rgba(0,0,0,.3),0 22px 46px -24px rgba(0,0,0,.7);}.cover .c-foto{position:absolute;top:6cqw;right:-2.5cqw;height:78cqw;width:auto;object-fit:cover;object-position:52% 3%;filter:grayscale(100%) brightness(.72) contrast(1.12);z-index:1;}.cover .c-schatten{position:absolute;inset:0;z-index:2;background:linear-gradient(95deg,#060607 0%,#060607 34%,rgba(6,6,7,.72) 56%,rgba(6,6,7,.2) 82%,rgba(6,6,7,.5) 100%);}.cover .c-vignette{position:absolute;inset:0;z-index:2;background:radial-gradient(120% 100% at 55% 40%,rgba(6,6,7,0) 40%,rgba(6,6,7,.7) 84%,#060607 100%);}.cover .c-unten{position:absolute;left:0;right:0;bottom:0;height:46%;z-index:2;background:linear-gradient(180deg,rgba(6,6,7,0) 0%,rgba(6,6,7,.75) 44%,#060607 84%);}.cover .c-kopf{position:absolute;top:3.3cqw;left:0;right:0;z-index:3;display:flex;justify-content:space-between;align-items:center;padding:0 4.6cqw;}.cover .c-marke{font-family:Archivo,sans-serif;font-weight:900;font-size:2.6cqw;letter-spacing:.14em;text-transform:uppercase;opacity:.92;}.cover .c-ausgabe{font-size:1.9cqw;letter-spacing:.3em;text-transform:uppercase;color:#7C7C76;font-weight:600;}.cover .c-kicker{position:absolute;top:12.5cqw;left:4.9cqw;z-index:3;display:inline-flex;align-items:center;gap:1cqw;}.cover .c-kicker i{height:2px;width:3.6cqw;background:#C69214;display:block;}.cover .c-kicker span{font-size:1.9cqw;letter-spacing:.28em;text-transform:uppercase;color:#C69214;font-weight:700;font-style:normal;}.cover .c-titel{position:absolute;top:15.5cqw;left:4.6cqw;z-index:3;font-family:Archivo,sans-serif;font-weight:900;font-size:12.5cqw;line-height:.8;letter-spacing:-.05em;margin:0;text-shadow:0 6px 40px rgba(0,0,0,.7);}.cover .c-titel b{display:block;color:#C69214;font-weight:900;}.cover .c-linie{position:absolute;bottom:16.5cqw;left:4.9cqw;right:7.5cqw;z-index:3;}.cover .c-linie h3{font-family:Archivo,sans-serif;font-weight:800;font-size:5.1cqw;line-height:1;letter-spacing:-.02em;margin:0;text-shadow:0 3px 24px rgba(0,0,0,.8);}.cover .c-linie h3 i{color:#C69214;font-style:italic;display:block;}.cover .c-fuss{position:absolute;bottom:0;left:0;right:0;z-index:3;padding:2.5cqw 4.6cqw 3.6cqw;}.cover .c-zahlen{display:flex;align-items:center;gap:2.2cqw;color:#8C8C86;font-size:1.7cqw;flex-wrap:wrap;}.cover .c-zahlen b{color:#D9AE4A;}.cover .c-name{font-family:Archivo,sans-serif;font-weight:700;color:#F6F6F3;}

.bib{display:grid;grid-template-columns:repeat(auto-fit,minmax(280px,1fr));gap:16px;margin:28px 0 0}
.bibfeld{background:var(--card,#fff);border:1px solid var(--line,#E7E4DA);border-radius:16px;
  padding:0;overflow:hidden;box-shadow:var(--sh-1,0 2px 8px rgba(20,18,10,.05))}
/* Regel 29: Kopf mit eigenem Grund bis an die Kartenraender */
.bibfeld>h3{font-family:'Archivo',sans-serif;font-weight:800;font-size:var(--fs-text);margin:0;
  letter-spacing:-.01em;padding:16px 22px 14px;background:var(--cream);border-bottom:1px solid var(--line)}
.bibfeld ul{list-style:none;margin:0;padding:6px 22px 14px}
.bibfeld li{margin:0;border-bottom:1px solid var(--line)}
.bibfeld li:last-child{border-bottom:none}
.bibfeld a{display:block;padding:9px 0;font-size:var(--fs-feld);color:var(--text,#23231F);text-decoration:none;
  border-bottom:1px solid transparent;transition:color .14s}
.bibfeld a:hover{color:var(--gold-d,#A8841C)}
.bibfeld a::after{content:" →";color:var(--gold,#C69214);opacity:0;transition:opacity .14s}
.bibfeld a:hover::after{opacity:1}
.bib-alle{grid-column:1/-1;display:flex;align-items:center;justify-content:space-between;gap:16px;
  flex-wrap:wrap;background:#F6F6F4;border:1px solid var(--line,#E7E4DA);
  border-radius:16px;padding:20px 24px}
.bib-alle p{margin:0;font-size:var(--fs-feld);color:#3A2E00;max-width:52ch}
.bib-alle b{font-family:'Archivo',sans-serif;font-weight:900}
.st-person{display:flex;flex-direction:column;gap:20px;max-width:340px;}.st-marke{display:flex;flex-direction:column;gap:10px;align-items:flex-start;}.st-marke .st-logo{width:199px;height:auto;max-width:100%;display:block;}.st-marke span{color:#B6B6B0;font-size:calc(var(--fs-klein) * 14 / 13);line-height:1.55;display:block;}@media(max-width:920px){.st-person{max-width:none;}}
.faq p{max-width:74ch;}
.expert{align-items:start;}.stimmen-band{margin-top:38px;}.stimmen-band .rez-gitter{grid-template-columns:repeat(3,minmax(0,1fr));}@media(max-width:1000px){.stimmen-band .rez-gitter{grid-template-columns:repeat(2,minmax(0,1fr));}}@media(max-width:680px){.stimmen-band .rez-gitter{grid-template-columns:1fr;}}
/* Das Handbuch soll wie ein Buch aussehen, nicht wie eine dunkle Flaeche auf dunklem Grund. Ruecken links, Seitenschnitt rechts, Schatten drunter. */ .cover-rahmen{position:relative;perspective:900px;} .cover{ border-radius:3px 9px 9px 3px; box-shadow: 0 1px 0 rgba(255,255,255,.10) inset, -1px 0 0 rgba(255,255,255,.06) inset, 0 2px 5px rgba(0,0,0,.55), 0 26px 44px -18px rgba(0,0,0,.85), 0 46px 70px -34px rgba(0,0,0,.9); } /* Seitenschnitt: die Papierkanten rechts. */ .cover::after{ content:"";position:absolute;top:5px;bottom:5px;right:-7px;width:7px;z-index:4; border-radius:0 3px 3px 0; background:repeating-linear-gradient(180deg, #E9E6DC 0px,#E9E6DC 1px,#C9C5B8 1px,#C9C5B8 2px); box-shadow:1px 0 3px rgba(0,0,0,.5); } /* Buchruecken: die Falzkante links. */ .cover::before{ content:"";position:absolute;top:0;bottom:0;left:0;width:13px;z-index:5; border-radius:3px 0 0 3px; background:linear-gradient(90deg, rgba(255,255,255,.16) 0%, rgba(255,255,255,.04) 22%, rgba(0,0,0,.55) 60%, rgba(0,0,0,.15) 100%); pointer-events:none; } /* Der Deckel steht ein Stueck vom Rand ab, damit der Ruecken Platz hat. */ .cover .c-kopf,.cover .c-kicker,.cover .c-titel,.cover .c-linie,.cover .c-fuss{ padding-left:6px; } @media(max-width:640px){ .cover::after{width:5px;right:-5px;} .cover::before{width:10px;} }
.bestandsband{display:grid;grid-template-columns:repeat(5,minmax(0,1fr));gap:10px;margin-top:26px;}.bestandsband a{display:block;text-align:center;padding:14px 8px;border-radius:14px;border:1px solid var(--line);background:#fff;text-decoration:none;transition:border-color .16s,transform .16s;}.bestandsband a:hover{border-color:var(--gold);transform:translateY(-2px);text-decoration:none;}.bestandsband b{display:block;font-family:'Archivo',sans-serif;font-weight:900;font-size:calc(var(--fs-text) * 26 / 18);line-height:1;color:var(--ink);letter-spacing:-.02em;}.bestandsband span{display:block;margin-top:5px;font-size:var(--fs-klein);color:var(--muted);}@media(max-width:760px){.bestandsband{grid-template-columns:repeat(3,minmax(0,1fr));}}@media(max-width:420px){.bestandsband{grid-template-columns:repeat(2,minmax(0,1fr));}}
/* =========================================================================
   versichert.richtig · Startseite · Gestaltungs-Entwurf 2026-09
   Inhalt und Aufbau 1:1 wie die Live-Seite. Geändert: nur Gestaltung.
   Regeln:
   - Alle Werte kommen aus den Tokens in :root. Keine Einzelwerte.
   - Breakpoints: 640 / 900 / 1100. Sonst keine.
   - Eine Kartenform, ein Kachelabstand, eine Textbreite für Einleitungen.
   - Gold (Fläche) nur für den Weg zur Einschätzung.
   ========================================================================= */
:root{
  --ink:#0E0E10; --ink-2:#17171B; --ink-line:#2B2B31;
  --on-ink:#F6F6F3; --on-ink-muted:#B9B9B2;
  --text:#23231F; --muted:#65655F;
  --paper:#FFFFFF; --sand:#F7F6F2;
  --line:#E7E4DA; --line-strong:#D6CFBC;
  --gold:#C69214; --gold-l:#D9AE4A; --gold-d:#8A6D00; --gold-tint:#F4EBD3;

  --display:"Archivo", system-ui, sans-serif;
  --body:"Hanken Grotesk", system-ui, sans-serif;
  --fs-h1:clamp(2.5rem, 1.6rem + 3.8vw, 4.5rem);        /* 40 → 72 */
  --fs-h2:clamp(1.875rem, 1.35rem + 2.1vw, 2.75rem);    /* 30 → 44 */
  --fs-quote:clamp(1.5rem, 1.2rem + 1.2vw, 2.125rem);   /* 24 → 34, Zitat als Überschrift */
  --fs-h3:clamp(1.1875rem, 1.05rem + .5vw, 1.375rem);   /* 19 → 22 */
  --fs-lead:clamp(1.125rem, 1.02rem + .45vw, 1.3125rem);/* 18 → 21 */
  --fs-body:clamp(1.0625rem, 1rem + .25vw, 1.1875rem);  /* 17 → 19 */
  --fs-title:var(--fs-h3);   /* Kartentitel mit Text: 19 → 22 */
  --fs-title-sm:1.0625rem;   /* einzeilige Kacheln: 17 */
  --fs-card:1rem;        /* 16 */
  --logo-h:24px;
  --fs-small:.9375rem;   /* 15 */
  --fs-micro:.8125rem;   /* 13 */

  --container:1200px;
  --gutter:clamp(20px, 4vw, 40px);
  --section:clamp(64px, 6.7vw, 96px);   /* Abschnitte mit Überschrift: 64 → 96 */
  --band:clamp(40px, 4.4vw, 64px);      /* Bänder ohne Überschrift: 40 → 64 */
  --head-gap:clamp(32px, 3.4vw, 48px);  /* Kopf → Inhalt: 32 → 48 */
  --gap:clamp(16px, 1.7vw, 24px);       /* jeder Kachelabstand: 16 → 24 */
  --pad-card:clamp(20px, 1.7vw, 24px);  /* Karten innen: 20 → 24 */
  --measure:62ch;

  --r-card:16px; --r-small:10px; --r-pill:999px;
  --shadow-hover:0 10px 30px rgba(20,18,10,.08);
  --t:150ms ease;
  --head-h:64px;
}

*,*::before,*::after{box-sizing:border-box}
html{-webkit-text-size-adjust:100%;scroll-behavior:smooth}
@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,*::before,*::after{transition:none!important;animation:none!important}}
body{margin:0;background:var(--paper);color:var(--text);font:400 var(--fs-body)/1.6 var(--body);-webkit-font-smoothing:antialiased}
body.menu-open{overflow:hidden}
img{display:block;max-width:100%;height:auto}
a{color:inherit}
p{margin:0}
h1,h2,h3{margin:0;font-family:var(--display);text-wrap:pretty} /* füllt die Zeile, verhindert nur Einzelwörter am Ende */
p,li,blockquote{text-wrap:pretty}
ul,ol{margin:0;padding:0;list-style:none}
b,strong{font-weight:700}
:focus-visible{outline:3px solid var(--gold-l);outline-offset:3px;border-radius:4px}
[id]{scroll-margin-top:calc(var(--head-h) + 40px)}
.sr-only{position:absolute;width:1px;height:1px;overflow:hidden;clip:rect(0 0 0 0);white-space:nowrap}
.skip{position:absolute;left:16px;top:-60px;z-index:100;background:var(--gold-l);color:var(--ink);padding:12px 18px;border-radius:var(--r-pill);font-weight:700;text-decoration:none}
.skip:focus{top:12px}
.icon{width:22px;height:22px;fill:none;stroke:currentColor;stroke-width:1.8;stroke-linecap:round;stroke-linejoin:round;flex:none}
.icon--sm{width:18px;height:18px}

/* ---------- Layout ---------- */
.wrap{width:min(100% - 2*var(--gutter), var(--container));margin-inline:auto}
.section{padding-block:var(--section)}
.band{padding-block:var(--band)}
.bg-sand{background:var(--sand)}
.bg-ink{background:var(--ink);color:var(--on-ink)}
.grid{display:grid;gap:var(--gap)}
@media (min-width:640px){.g2,.g3,.g4{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media (min-width:900px){.g3{grid-template-columns:repeat(3,minmax(0,1fr))}.g4.g4-md3{grid-template-columns:repeat(3,minmax(0,1fr))}}
@media (min-width:1100px){.g4,.g4.g4-md3{grid-template-columns:repeat(4,minmax(0,1fr))}}
.g2-always{grid-template-columns:repeat(2,minmax(0,1fr))}

/* ---------- Typo-Bausteine ---------- */
.eyebrow{display:flex;align-items:center;gap:10px;margin:0 0 12px;font:700 var(--fs-micro)/1.2 var(--body);letter-spacing:.14em;text-transform:uppercase;color:var(--gold-d)}
.eyebrow::before{content:"";width:24px;height:2px;background:currentColor;flex:none}
.bg-ink .eyebrow,.hero .eyebrow,.code-card .eyebrow,.menu .eyebrow{color:var(--gold-l)}
.label{font:700 var(--fs-micro)/1.3 var(--body);letter-spacing:.12em;text-transform:uppercase;color:var(--gold-d)}
.pill{display:inline-flex;align-items:center;gap:8px;min-height:36px;padding:0 16px;border:1px solid rgba(217,174,74,.45);border-radius:var(--r-pill);font:700 var(--fs-micro)/1 var(--body);letter-spacing:.14em;text-transform:uppercase;color:var(--gold-l)}
.pill .icon{width:14px;height:14px;stroke-width:2.4}
h1{font-size:var(--fs-h1);font-weight:800;line-height:1.02;letter-spacing:-.028em}
h2{font-size:var(--fs-h2);font-weight:800;line-height:1.08;letter-spacing:-.02em}
h3{font-size:var(--fs-h3);font-weight:700;line-height:1.25;letter-spacing:-.01em}
.lead{font-size:var(--fs-lead);line-height:1.55;color:var(--muted)}
.lead b{color:var(--text)}
.bg-ink .lead{color:var(--on-ink-muted)}

/* Abschnittskopf. Regel: keine Zeile hört mitten auf der Seite auf.
   Mit Einleitung: H2 links, Text rechts bis zur Kante. Ohne Einleitung: H2 über die volle Breite. */
.sec-head{display:grid;gap:16px 56px;margin-bottom:var(--head-gap)}
.sec-head__aside{display:grid;gap:16px;justify-items:start}
@media (min-width:900px){.sec-head:has(.sec-head__aside){grid-template-columns:6fr 6fr;align-items:center}}
.sec-head--solo{margin-bottom:0}
.sub-head{margin-top:clamp(48px,5vw,72px)}
.sec-foot{margin-top:clamp(24px,2.3vw,32px)}

/* ---------- Knöpfe & Links ---------- */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:10px;min-height:52px;padding:0 26px;border-radius:var(--r-pill);border:1px solid transparent;font:700 1rem/1.15 var(--body);text-align:center;text-decoration:none;cursor:pointer;transition:background-color var(--t),border-color var(--t),color var(--t);touch-action:manipulation}
.btn--gold{background:var(--gold-l);color:var(--ink)}
.btn--gold:hover{background:var(--gold)}
.btn--ink{background:var(--ink);color:#fff}
.btn--ink:hover{background:#2A2A30}
.btn--line{border-color:var(--line-strong);color:var(--text);background:transparent}
.btn--line:hover{border-color:var(--text)}
.bg-ink .btn--ink,.code-card .btn--ink{background:#fff;color:var(--ink)}
.bg-ink .btn--ink:hover,.code-card .btn--ink:hover{background:#E9E7E0}
.bg-ink .btn--line,.hero .btn--line{border-color:rgba(246,246,243,.3);color:var(--on-ink)}
.bg-ink .btn--line:hover,.hero .btn--line:hover{border-color:var(--on-ink)}
.link{display:inline-flex;align-items:center;gap:6px;font-weight:700;color:var(--gold-d);text-decoration:none;text-underline-offset:4px}
.link:hover{text-decoration:underline}
.bg-ink .link,.hero .link,.code-card .link{color:var(--gold-l)}
.inline-link{color:inherit;text-decoration:underline;text-decoration-color:var(--gold-l);text-decoration-thickness:2px;text-underline-offset:4px}
.actions{display:flex;flex-wrap:wrap;align-items:center;gap:16px 24px}

/* ---------- Karte (die einzige) ---------- */
.card{position:relative;display:flex;flex-direction:column;gap:12px;background:var(--paper);border:1px solid var(--line);border-radius:var(--r-card);padding:var(--pad-card);color:var(--text);text-decoration:none;transition:border-color var(--t),box-shadow var(--t)}
a.card:hover{border-color:var(--line-strong)}
.card{box-shadow:0 1px 2px rgba(20,18,10,.04)}

/* Lichtschein am Rahmen: folgt der Maus, lässt die Rahmen anklickbarer Karten in der Nähe golden aufleuchten.
   Nur mit Maus (hover + pointer:fine). Das Skript setzt pro sichtbarer Karte --mx/--my (Maus relativ zur Karte). */
@media (hover:hover) and (pointer:fine){
  a.card,.mini,.topic,.guide__opt{isolation:isolate}
  a.card::before,.mini::before,.topic::before,.guide__opt::before{
    content:"";position:absolute;inset:-1px;border-radius:inherit;padding:2px;pointer-events:none;z-index:2;
    background:radial-gradient(300px circle at var(--mx,-999px) var(--my,-999px),#F3D58A 0%,rgba(217,174,74,.9) 25%,rgba(198,146,20,.35) 50%,transparent 72%);
    filter:drop-shadow(0 0 6px rgba(217,174,74,.55));
    -webkit-mask:linear-gradient(#000 0 0) content-box,linear-gradient(#000 0 0);-webkit-mask-composite:xor;
    mask:linear-gradient(#000 0 0) content-box,linear-gradient(#000 0 0);mask-composite:exclude;
    opacity:var(--glow-on,0);transition:opacity 300ms ease}
  a.card::after,.mini::after,.topic::after{
    content:"";position:absolute;inset:0;border-radius:inherit;pointer-events:none;z-index:-1;
    background:radial-gradient(360px circle at var(--mx,-999px) var(--my,-999px),rgba(217,174,74,.16),transparent 70%);
    opacity:var(--glow-on,0);transition:opacity 300ms ease}
}
.card p{font-size:var(--fs-card);line-height:1.55;color:var(--muted)}
.card__more{margin-top:auto;padding-top:6px;display:inline-flex;align-items:center;gap:6px;font-weight:700;font-size:var(--fs-card);color:var(--gold-d)}
.card__title{display:flex;align-items:center;justify-content:space-between;gap:12px}
.card__title .icon{color:var(--muted);transition:color var(--t),transform var(--t)}
a.card:hover .card__title .icon,a.card:hover .arrow{color:var(--gold-d);transform:translateX(3px)}
.card__head{display:flex;align-items:center;gap:16px}
.card__head h3{margin:0}
/* Icon-Kachel: warmer Verlauf, feiner Goldrand, Lichtkante oben. Bei Hover der Karte golden gefüllt. */
.icon-box{width:48px;height:48px;border-radius:var(--r-small);display:grid;place-items:center;flex:none;color:var(--gold-d);
  background:linear-gradient(180deg,#FBF6E8 0%,#F1E3BD 100%);
  box-shadow:inset 0 0 0 1px rgba(198,146,20,.24),inset 0 1px 0 rgba(255,255,255,.9);
  transition:background var(--t),color var(--t),box-shadow var(--t)}
.icon-box .icon{width:22px;height:22px;stroke-width:1.6}
a.card:hover .icon-box{background:var(--gold-l);color:var(--ink);box-shadow:inset 0 0 0 1px rgba(14,14,16,.06),inset 0 1px 0 rgba(255,255,255,.45)}
.tile{flex-direction:row;align-items:center;gap:16px;padding:16px;min-height:80px}
.tile__label{font:700 var(--fs-title-sm)/1.25 var(--display);color:var(--text)}
.tile .arrow{margin-left:auto;color:var(--muted);transition:color var(--t),transform var(--t)}
@media (max-width:639px){
  .tile{flex-direction:column;align-items:flex-start;gap:10px;padding:16px;min-height:0}
  .tile .arrow{display:none}
  .tile__label{font-size:1rem;hyphens:manual}
}

/* ---------- Kopf ---------- */
.progress{position:fixed;top:0;left:0;z-index:60;height:3px;width:0;background:var(--gold-l)}
/* Kopf: schwebende Leiste mit runden Enden, halbtransparent, feiner Rand. Über dem Hero frei, beim Scrollen dichter. */
.site-head{position:fixed;z-index:50;top:12px;left:50%;transform:translateX(-50%);width:min(100% - 24px, 1232px);color:var(--on-ink);
  background:rgba(14,14,16,.45);border:1px solid rgba(246,246,243,.10);border-radius:var(--r-pill);
  -webkit-backdrop-filter:blur(16px) saturate(140%);backdrop-filter:blur(16px) saturate(140%);
  box-shadow:0 8px 14px rgba(0,0,0,.12)}
.site-head .wrap{width:100%;padding:0 8px 0 22px}
.site-head__bar{display:flex;align-items:center;gap:12px;min-height:var(--head-h)}
.site-head .icon-btn,.site-head .menu-btn{border-color:transparent;background:rgba(246,246,243,.06)}
.site-head .icon-btn:hover,.site-head .menu-btn:hover{background:rgba(246,246,243,.14);border-color:transparent}
.logo{display:block;text-decoration:none}
.logo img{height:var(--logo-h);width:auto}
.site-head__tools{margin-left:auto;display:flex;align-items:center;gap:8px}
.site-head .btn{min-height:44px;padding:0 20px;font-size:var(--fs-small)}
.site-head .icon-btn{width:44px;height:44px}
.site-head .menu-btn{min-height:44px}
.site-head__cta{display:none}
@media (min-width:640px){:root{--logo-h:28px}.site-head__cta{display:inline-flex}}
.icon-btn{width:48px;height:48px;border-radius:var(--r-pill);display:grid;place-items:center;border:1px solid var(--ink-line);background:transparent;color:var(--on-ink);cursor:pointer}
.icon-btn:hover{border-color:#5A5A60}
.menu-btn{display:inline-flex;align-items:center;gap:8px;min-height:48px;padding:0 16px;border-radius:var(--r-pill);border:1px solid var(--ink-line);background:transparent;color:var(--on-ink);font:600 var(--fs-small)/1 var(--body);cursor:pointer}
.menu-btn:hover{border-color:#5A5A60}

/* Menü-Übersicht */
.menu{position:fixed;inset:0;z-index:49;overflow-y:auto;background:var(--ink);color:var(--on-ink);padding:calc(var(--head-h) + 44px) 0 64px}
.menu[hidden]{display:none}
.menu__cta{margin-bottom:24px}
@media (min-width:640px){.menu__cta{display:none}}
.menu-group{border-bottom:1px solid var(--ink-line)}
.menu-group > summary{display:flex;align-items:center;justify-content:space-between;gap:12px;padding:18px 0;list-style:none;cursor:pointer;font:700 1.125rem/1.2 var(--display)}
.menu-group > summary::-webkit-details-marker{display:none}
.menu-group > summary .icon{color:var(--gold-l);transition:transform var(--t)}
.menu-group[open] > summary .icon{transform:rotate(45deg)}
.menu-cols{display:grid;gap:24px 32px;padding:4px 0 28px}
@media (min-width:640px){.menu-cols{grid-template-columns:repeat(2,minmax(0,1fr))}}
@media (min-width:1100px){.menu-cols--5{grid-template-columns:repeat(5,minmax(0,1fr))}.menu-cols--3{grid-template-columns:repeat(3,minmax(0,1fr))}}
.menu-col h3{font:700 var(--fs-small)/1.3 var(--body);color:var(--on-ink);padding-bottom:10px;margin-bottom:6px;border-bottom:1px solid var(--gold)}
.menu-col h3 a{text-decoration:none}
.menu-col li a{display:block;padding:6px 0;text-decoration:none;font-size:var(--fs-small);color:#CFCFC8;line-height:1.35}
.menu-col li a:hover{color:#fff}
.menu-col li a small{display:block;font-size:var(--fs-micro);color:var(--on-ink-muted)}
.menu-more{padding-bottom:24px}
.badge{display:inline-block;margin-left:6px;padding:2px 8px;border-radius:var(--r-pill);background:var(--gold-l);color:var(--ink);font:700 .6875rem/1.4 var(--body);letter-spacing:.06em;text-transform:uppercase;vertical-align:middle}
@media (min-width:900px){
  .menu-group > summary{cursor:default;pointer-events:none;font:700 var(--fs-micro)/1.2 var(--body);letter-spacing:.14em;text-transform:uppercase;color:var(--gold-l);padding:28px 0 16px}
  .menu-group > summary .icon{display:none}
  .menu-group{border-bottom:0}
}

/* ---------- Hero ---------- */
.hero{position:relative;overflow:hidden;background:var(--ink);color:var(--on-ink)}
.hero__media{position:absolute;inset:0;pointer-events:none}
.hero__media img{position:absolute;inset:0;height:100%;width:100%;object-fit:cover;object-position:100% 30%;opacity:.4}
@media (min-width:900px){.hero__media img{opacity:1}}
.hero__media::after{content:"";position:absolute;inset:0;background:linear-gradient(90deg,var(--ink) 0%,rgba(14,14,16,.94) 36%,rgba(14,14,16,.25) 58%,rgba(14,14,16,.45) 100%),linear-gradient(0deg,var(--ink) 0%,rgba(14,14,16,0) 30%)}
/* Beitragskurven: goldene Linien über dem Foto, links hinter dem Text ausgeblendet */
.hero__curves{position:absolute;inset:0;width:100%;height:100%;z-index:1;pointer-events:none;mix-blend-mode:screen;
  -webkit-mask-image:linear-gradient(90deg,transparent 0%,rgba(0,0,0,.25) 30%,#000 62%),linear-gradient(0deg,transparent 0%,#000 22%);-webkit-mask-composite:source-in;
  mask-image:linear-gradient(90deg,transparent 0%,rgba(0,0,0,.25) 30%,#000 62%),linear-gradient(0deg,transparent 0%,#000 22%);mask-composite:intersect}
.hero{background:radial-gradient(70% 90% at 85% 30%,#1b1812 0%,var(--ink) 70%)}
.hero__curves{mix-blend-mode:normal}
.hero__grid{z-index:2;position:relative;display:grid;gap:clamp(40px,5vw,64px);align-items:center;padding-block:calc(var(--head-h) + clamp(56px,6.7vw,104px)) clamp(48px,5.6vw,80px)}
/* Text links, Karte rechts, dazwischen bleibt Platz für das Gesicht im Bild */
@media (min-width:900px){.hero__grid{grid-template-columns:minmax(0,660px) minmax(0,380px);justify-content:space-between}}
.hero h1{margin-top:24px}
.hero__lead{margin-top:24px;font-size:var(--fs-lead);line-height:1.55;color:#CFCFC8}
.hero__lead b{color:#fff}
.hero .actions{margin-top:32px}
.hero__way{display:inline-flex}
@media (min-width:900px){.hero__way{display:none}}
.wechsel{display:inline-block;vertical-align:bottom;white-space:nowrap;color:var(--gold-l);font-style:italic;transition:width 350ms cubic-bezier(.2,.7,.3,1)}
.wechsel .w{display:inline-block;transition:opacity 180ms ease}
.wechsel .w.is-out{opacity:0}

.guide{background:rgba(23,23,27,.92);border:1px solid var(--ink-line);border-radius:var(--r-card);padding:clamp(22px,2.4vw,30px);backdrop-filter:blur(6px)}
.guide h2{font-size:var(--fs-h3);font-weight:750;margin-bottom:18px;padding-bottom:16px;border-bottom:1px solid var(--ink-line)}
.guide__opts{display:grid;gap:12px}
.guide__opt{position:relative;display:grid;grid-template-columns:32px minmax(0,1fr);gap:4px 14px;align-items:start;width:100%;padding:16px;border:1px solid var(--ink-line);border-radius:var(--r-small);background:var(--ink-2);color:var(--on-ink);text-align:left;font:inherit;cursor:pointer;transition:border-color var(--t)}
.guide__opt:hover{border-color:var(--gold-l)}
.guide__opt .n{grid-row:span 2;width:32px;height:32px;border-radius:8px;display:grid;place-items:center;background:#24242A;color:var(--gold-l);font:750 .9375rem/1 var(--display)}
.guide__opt b{font:700 var(--fs-title-sm)/1.3 var(--display)}
.guide__opt span:last-child{font-size:var(--fs-small);color:var(--on-ink-muted);line-height:1.4}

/* Zahlenleiste: jede Kennzahl ein Block. Zahl groß in Gold, Beschreibung klein darunter, feine Trennlinien. */
.facts{z-index:2;position:relative;border-top:1px solid var(--ink-line);background:linear-gradient(180deg,rgba(23,23,27,.92),rgba(14,14,16,.98));-webkit-backdrop-filter:blur(8px);backdrop-filter:blur(8px)}
.facts ul{display:grid;grid-template-columns:repeat(2,minmax(0,1fr))}
@media (min-width:900px){.facts ul{grid-template-columns:repeat(4,minmax(0,1fr))}}
.facts li{display:flex;flex-direction:column;gap:6px;padding:20px 16px;font-size:var(--fs-small);line-height:1.4;color:var(--on-ink-muted);border-left:1px solid var(--ink-line);border-bottom:1px solid var(--ink-line)}
.facts li b{display:block;font:750 clamp(1.125rem,.95rem + .5vw,1.375rem)/1.15 var(--display);letter-spacing:-.01em;font-variant-numeric:tabular-nums;color:var(--gold-l);min-width:0;-webkit-hyphens:auto;hyphens:auto;overflow-wrap:break-word}
.facts li{min-width:0}
@media (min-width:900px){.facts li{padding:24px 28px}.facts li:nth-child(4n+1){border-left:0;padding-left:0}.facts li:nth-last-child(-n+4){border-bottom:0}}
@media (max-width:899px){.facts li:nth-child(2n+1){border-left:0;padding-left:0}.facts li:nth-last-child(-n+2){border-bottom:0}}


/* Zahlenleiste als Laufband: gleitet beim Laden von rechts herein, läuft dann ruhig nach links, hält bei Maus an */
@media (prefers-reduced-motion:no-preference){
  .facts__viewport{overflow:hidden;-webkit-mask-image:linear-gradient(90deg,transparent 0,#000 7%,#000 93%,transparent 100%);mask-image:linear-gradient(90deg,transparent 0,#000 7%,#000 93%,transparent 100%);
    animation:facts-in 1.4s var(--ease-out) .35s both}
  .facts__track{display:flex;width:max-content;animation:facts-run 55s linear 1.6s infinite}
  .facts__viewport:hover .facts__track,.facts__viewport:focus-within .facts__track{animation-play-state:paused}
  .facts ul{display:flex!important;width:max-content!important;margin:0!important}
  .facts li,.facts li:nth-child(n){flex:0 0 auto;width:clamp(230px,21vw,300px);padding:24px 28px!important;border-left:1px solid var(--ink-line)!important;border-bottom:0!important;animation:none!important}
  @keyframes facts-in{from{opacity:0;transform:translateX(35%)}to{opacity:1;transform:none}}
  @keyframes facts-run{from{transform:translateX(0)}to{transform:translateX(-50%)}}
}
/* ---------- Werkzeuge ---------- */
.more-tools{margin-top:var(--gap)}
.more-tools > p{margin-bottom:12px}
.mini{display:flex;align-items:center;gap:12px;padding:16px;border:1px solid var(--line);border-radius:var(--r-card);background:var(--paper);text-decoration:none;height:100%;transition:border-color var(--t),box-shadow var(--t)}
.mini{position:relative}
.mini:hover{border-color:var(--line-strong)}
.mini b{display:block;font:700 var(--fs-title-sm)/1.3 var(--display);color:var(--text)}
.mini span span{display:block;font-size:var(--fs-small);color:var(--muted);line-height:1.4}
.mini .arrow{margin-left:auto;color:var(--muted)}

/* ---------- Kennst du das / Vergleich ---------- */
.pain p:not(.label){color:var(--text)}
.pain{padding-top:12px}
.pain__img{width:calc(100% + 2*var(--pad-card) - 24px);max-width:none;margin:0 calc(-1 * var(--pad-card) + 12px) 8px;aspect-ratio:16/10;object-fit:cover;border-radius:var(--r-small)}
@media (min-width:1100px){.pain .label{min-height:2.6em}}
.compare .card{gap:16px}
.compare blockquote{margin:0;font-size:var(--fs-card);line-height:1.55;color:var(--text);font-style:italic}
.compare blockquote b{font-style:normal}
.compare .cite{font-size:var(--fs-small)}
.checks{display:grid;gap:10px}
.checks li{display:flex;gap:12px;align-items:flex-start;font-size:var(--fs-card);line-height:1.45}
.checks .icon{width:20px;height:20px;color:var(--gold-d);margin-top:1px}
.card__sum{margin-top:auto;padding-top:16px;border-top:1px solid var(--line);font:700 1.0625rem/1.4 var(--display)!important;color:var(--text)!important}

/* ---------- Warum ich ---------- */
.why{display:grid;gap:clamp(40px,5vw,72px)}
@media (min-width:900px){.why{grid-template-columns:5fr 7fr;align-items:center}}
.media{position:relative;margin:0}
.media img{width:100%;aspect-ratio:4/3;object-fit:cover;border-radius:var(--r-card)}
@media (min-width:900px){.media img{aspect-ratio:4/5}}
.media img.media__goran{object-position:50% 30%;filter:grayscale(1) contrast(1.04)}
.media__badge{position:absolute;left:16px;bottom:16px;right:16px;max-width:260px;padding:14px 16px;border-radius:var(--r-small);background:rgba(14,14,16,.9);color:var(--on-ink);font-size:var(--fs-small);line-height:1.35}
.media__badge b{display:block;font:800 1.5rem/1.1 var(--display);font-stretch:112%;color:var(--gold-l)}
.why .lead{margin-top:16px}
.points{margin-top:32px;display:grid;gap:var(--gap)}
@media (min-width:640px){.points{grid-template-columns:repeat(3,minmax(0,1fr))}}
.point{padding-top:16px;border-top:1px solid var(--line-strong)}
.point h3{font-size:var(--fs-title-sm)}
.point p{margin-top:6px;font-size:var(--fs-card);line-height:1.5;color:var(--muted)}

/* ---------- Gesellschaftsnews ---------- */
.news{gap:12px}
.news__top{display:flex;align-items:center;justify-content:space-between;gap:12px;min-height:40px}
.news__top img{width:auto}
.news p{color:var(--text)!important}
@media (max-width:639px){.news-grid{grid-template-columns:repeat(2,minmax(0,1fr))}.news__top{flex-direction:column;align-items:flex-start}}
.note{font-size:var(--fs-micro);color:var(--muted)}
@media (min-width:900px){.news-foot .note{margin-left:auto}}

/* ---------- Zum Einstieg ---------- */
.start-grid{grid-template-columns:repeat(2,minmax(0,1fr))}
@media (min-width:900px){.start-grid{grid-template-columns:repeat(4,minmax(0,1fr))}}
.start{flex-direction:row;align-items:center;justify-content:space-between;gap:12px;padding:16px;min-height:64px}
.start b{font:700 var(--fs-title-sm)/1.3 var(--display)}
.start .arrow{color:var(--muted);transition:color var(--t),transform var(--t)}
.start b{min-width:0;-webkit-hyphens:auto;hyphens:auto;overflow-wrap:break-word}
@media (max-width:639px){.start{padding:14px}.start .arrow{display:none}}

/* ---------- Bibliothek ---------- */
.topic{padding:0;gap:0}
.topic summary{display:flex;align-items:center;justify-content:space-between;gap:12px;padding:16px var(--pad-card);list-style:none;cursor:pointer}
.topic summary::-webkit-details-marker{display:none}
.topic summary h3{font-size:var(--fs-title)}
.topic summary .icon{color:var(--gold-d);transition:transform var(--t)}
.topic[open] summary{border-bottom:1px solid var(--line)}
.topic[open] summary .icon{transform:rotate(45deg)}
@media (min-width:640px){.topic summary{cursor:default;pointer-events:none}.topic summary .icon{display:none}}
.topic ul{padding:8px var(--pad-card) 16px}
.topic li a{display:flex;justify-content:space-between;align-items:center;gap:12px;padding:8px 0;text-decoration:none;font-size:var(--fs-card);color:var(--text);border-bottom:1px solid #F0EDE5}
.topic li:last-child a{border-bottom:0}
.topic li a .icon{width:16px;height:16px;color:var(--line-strong);transition:color var(--t),transform var(--t)}
.topic li a:hover{color:var(--gold-d)}
.topic li a:hover .icon{color:var(--gold-d);transform:translateX(3px)}
.stock{margin-top:var(--gap);display:grid;gap:20px 32px;padding:var(--pad-card);background:var(--paper);border:1px solid var(--line);border-radius:var(--r-card)}
@media (min-width:640px){.stock{grid-template-columns:minmax(0,1fr) auto;grid-template-areas:"intro btn" "nums nums";align-items:center}.stock > p{grid-area:intro}.stock__nums{grid-area:nums}.stock .btn{grid-area:btn}}
.stock > p{font-size:var(--fs-card);color:var(--muted)}
.stock > p b{color:var(--text)}
.stock__nums{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:1px;background:var(--line);border:1px solid var(--line);border-radius:var(--r-small);overflow:hidden}
@media (min-width:640px){.stock__nums{grid-template-columns:repeat(5,minmax(0,1fr))}}
.stock__nums a{padding:12px 14px;background:var(--paper);text-decoration:none;font-size:var(--fs-small);color:var(--muted);transition:background-color var(--t)}
.stock__nums a:hover{background:var(--sand)}
.stock__nums a{padding:16px 20px}
.stock__nums b{display:block;font:750 1.75rem/1.1 var(--display);font-stretch:118%;color:var(--ink);font-variant-numeric:tabular-nums}
.stock .btn{justify-self:start}

/* ---------- Versicherer ---------- */
.logos-head{display:flex;flex-wrap:wrap;justify-content:space-between;align-items:center;gap:12px 24px;margin-bottom:24px}
.logos-head .eyebrow{margin:0}
.wall{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:8px}
@media (min-width:640px){.wall{grid-template-columns:repeat(6,minmax(0,1fr))}}
@media (min-width:1100px){.wall{grid-template-columns:repeat(8,minmax(0,1fr))}}
.wall-link{display:block;text-decoration:none}
.wall li{height:72px;display:grid;place-items:center;border:1px solid var(--line);border-radius:var(--r-small);background:var(--paper);transition:border-color var(--t)}
.wall-link:hover li{border-color:var(--line-strong)}
.wall img{width:auto;max-width:80%;filter:grayscale(1);opacity:.8;transition:filter var(--t),opacity var(--t)}
.wall li:hover img{filter:none;opacity:1}
.logos-foot{display:none}

/* ---------- Über mich + Bewertungen ---------- */
.about{display:grid;gap:clamp(40px,5vw,72px)}
@media (min-width:900px){.about{grid-template-columns:4fr 8fr;align-items:center}}
.portrait{margin:0}
.portrait img{width:100%;aspect-ratio:1;object-fit:cover;object-position:50% 18%;border-radius:var(--r-card);filter:grayscale(1)}
@media (min-width:900px){.portrait img{aspect-ratio:4/5}}
.portrait figcaption{margin-top:14px;font:750 1.25rem/1.2 var(--display);color:var(--on-ink)}
.brand-note{margin-top:18px;padding-top:18px;border-top:1px solid var(--ink-line);font-size:var(--fs-small);color:var(--on-ink-muted);line-height:1.5}
.brand-note img{height:var(--logo-h);width:auto;margin-bottom:12px}
.about h2{font-size:var(--fs-quote);line-height:1.22;letter-spacing:-.015em;font-weight:750}
.about__bio{margin-top:16px;color:var(--on-ink-muted)}
.about__bio b{color:var(--on-ink)}
.about .actions{margin-top:32px}
.reviews{margin-top:clamp(48px,5vw,72px)}
.review{margin:0;gap:12px}
.review__head{display:flex;align-items:center;gap:12px}
.review__head > span:nth-child(2){font-size:var(--fs-small);color:var(--muted);line-height:1.35}
.review__head strong{display:block;color:var(--text)}
.review__src{margin-left:auto;font:700 .75rem/1 var(--body);letter-spacing:.08em;text-transform:uppercase;color:var(--muted)}
.avatar{width:40px;height:40px;border-radius:50%;background:var(--gold-tint);color:#6E5700;display:grid;place-items:center;font:750 1rem/1 var(--display);flex:none}
.stars{color:#A57709;letter-spacing:2px}
.review blockquote{margin:0;font-size:var(--fs-card);line-height:1.6;color:var(--text)}
.reviews__foot{margin-top:32px;display:grid;gap:16px;justify-items:start}
@media (min-width:900px){.reviews__foot{grid-template-columns:auto minmax(0,1fr);align-items:center;gap:16px 40px}}
.reviews__foot p{font-size:var(--fs-small);color:var(--on-ink-muted)}
.reviews__foot p a{color:var(--on-ink)}
@media (max-width:639px){
  .review-row{display:flex;gap:12px;overflow-x:auto;scroll-snap-type:x mandatory;margin-inline:calc(-1 * var(--gutter));padding:0 var(--gutter) 8px;scrollbar-width:none}
  .review-row::-webkit-scrollbar{display:none}
  .review-row > .review{flex:0 0 86%;scroll-snap-align:start}
}

/* ---------- Ablauf ---------- */
.step{gap:10px}
.step .n{font:800 2.25rem/1 var(--display);font-stretch:118%;color:var(--gold-d)}
.step h3{margin-top:4px}
.step p{max-width:none}
.step p strong,.step p b{color:var(--text)}
.saying{margin:clamp(32px,4vw,48px) 0 0;font:700 var(--fs-h3)/1.4 var(--display);color:var(--text)}
.steps-cta{margin-top:32px}

/* ---------- Betreuung ---------- */
.banner{margin:0 0 var(--gap);border-radius:var(--r-card);overflow:hidden}
.banner img{width:100%;aspect-ratio:21/8;object-fit:cover;object-position:50% 40%}
@media (max-width:639px){.banner img{aspect-ratio:4/3}}
.care h3{font-size:var(--fs-title)}

/* ---------- PKV-Code ---------- */
.code-card{display:grid;gap:clamp(36px,5vw,64px);padding:clamp(28px,5vw,64px);border-radius:var(--r-card);background:var(--ink);color:var(--on-ink)}
@media (min-width:900px){.code-card{grid-template-columns:7fr 5fr;align-items:center}}
.code-card .lead{margin-top:16px;color:var(--on-ink-muted)}
.form{margin-top:32px;display:grid;gap:16px}
.form[hidden]{display:none}
.form__row{display:grid;gap:16px}
@media (min-width:640px){.form__row{grid-template-columns:1fr 1fr}}
.field{display:grid;gap:8px}
.field label{font-weight:600;font-size:var(--fs-small);color:var(--on-ink)}
.field input{height:52px;border-radius:var(--r-small);border:1px solid #3A3A42;background:var(--ink-2);color:#fff;padding:0 16px;font:400 1rem/1 var(--body)}
.field input:focus{outline:3px solid var(--gold-l);outline-offset:1px;border-color:var(--gold-l)}
.hint{font-size:var(--fs-small);color:var(--on-ink-muted)}
.hint b{color:var(--on-ink)}
.consent{display:flex;gap:12px;align-items:flex-start;font-size:var(--fs-small);color:var(--on-ink-muted);line-height:1.5;cursor:pointer}
.consent input{width:22px;height:22px;margin:1px 0 0;accent-color:var(--gold-l);flex:none}
.done{margin-top:28px;display:grid;gap:14px;justify-items:start;padding:24px;border:1px solid var(--ink-line);border-radius:var(--r-card);background:var(--ink-2)}
.done[hidden]{display:none}
.done h3{font-size:var(--fs-h3)}
.done p{font-size:var(--fs-card);color:var(--on-ink-muted)}
.done hr{border:0;border-top:1px solid var(--ink-line);margin:6px 0;width:100%}
.cover{justify-self:center;position:relative;overflow:hidden;width:min(100%,300px);aspect-ratio:3/4;display:flex;flex-direction:column;padding:22px 22px 18px;border-radius:var(--r-small);background:#121215;border:1px solid #2F2F36;box-shadow:0 12px 14px rgba(0,0,0,.45)}
.cover__img{position:absolute;right:-20px;bottom:0;width:70%;opacity:.35;filter:grayscale(1)}
.cover > *:not(.cover__img){position:relative}
.cover__top{display:flex;justify-content:space-between;gap:8px;font:700 .625rem/1.3 var(--body);letter-spacing:.14em;text-transform:uppercase;color:var(--on-ink-muted)}
.cover__kicker{margin-top:14px;font:700 .6875rem/1.3 var(--body);letter-spacing:.12em;text-transform:uppercase;color:var(--gold-l)}
.cover__title{margin-top:auto;font:800 2.5rem/.95 var(--display);font-stretch:118%;letter-spacing:-.02em;color:#fff}
.cover__title b{display:block;color:var(--gold-l);font-weight:800}
.cover__sub{margin-top:14px;font:700 .9375rem/1.3 var(--display);color:#fff}
.cover__sub i{color:var(--gold-l)}
.cover__foot{margin-top:18px;padding-top:12px;border-top:1px solid #2F2F36;display:flex;gap:14px;font-size:.6875rem;color:var(--on-ink-muted)}
.cover__foot b{color:#fff}
.cover__foot span:last-child{margin-left:auto}

/* ---------- FAQ ---------- */
.faq{display:grid;gap:clamp(32px,4vw,64px)}
@media (min-width:900px){.faq{grid-template-columns:5fr 7fr;align-items:start}.faq__head{position:sticky;top:calc(var(--head-h) + 40px)}}
.faq details{border-bottom:1px solid var(--line-strong)}
.faq details:first-child{border-top:1px solid var(--line-strong)}
.faq summary{display:flex;justify-content:space-between;align-items:center;gap:20px;padding:22px 0;cursor:pointer;list-style:none;font:700 var(--fs-h3)/1.3 var(--display)}
.faq summary::-webkit-details-marker{display:none}
.faq summary .icon{color:var(--gold-d);transition:transform var(--t)}
.faq details[open] summary .icon{transform:rotate(45deg)}
.faq details p{padding:0 0 24px;color:var(--muted)}

/* ---------- Schluss ---------- */
.final{display:grid;gap:32px 56px}
@media (min-width:900px){.final{grid-template-columns:6fr 6fr;align-items:center}}
.final__text{display:grid;gap:20px;justify-items:start}
.final__cta{display:grid;gap:14px;justify-items:start}
@media (min-width:900px){.final__cta{justify-items:end;text-align:right}}
.final .btn{min-height:60px;padding:0 32px;font-size:1.0625rem}
.final small{font-size:var(--fs-small);color:var(--on-ink-muted)}

/* ---------- Vertrauensband ---------- */
.trust{display:grid;gap:28px 40px}
@media (min-width:900px){.trust{grid-template-columns:repeat(3,minmax(0,1fr))}}
.trust > div{padding-top:16px;border-top:2px solid var(--gold)}
.trust .label{margin-bottom:12px}
.trust p:not(.label){font-size:var(--fs-small);color:var(--muted);line-height:1.7}
.trust p b{color:var(--text)}
.trust a{color:inherit;text-decoration:none}
.trust a:hover{text-decoration:underline}
.seals{display:flex;gap:12px;align-items:center}
.seals img{height:72px;width:auto}

/* ---------- Fuß ---------- */
.site-foot{background:var(--ink);color:var(--on-ink-muted);padding-block:clamp(48px,6vw,80px) 32px;font-size:var(--fs-small)}
.foot-grid{display:grid;gap:36px}
@media (min-width:900px){.foot-grid{grid-template-columns:4fr 3fr 5fr}}
.site-foot h2{font:700 var(--fs-micro)/1.2 var(--body);letter-spacing:.14em;text-transform:uppercase;color:var(--gold-l);margin-bottom:14px}
.site-foot ul li+li{margin-top:8px}
.foot-cols{columns:2;column-gap:32px}
.foot-cols li{break-inside:avoid;margin-bottom:8px}
.foot-cols li+li{margin-top:0!important}
.site-foot a{text-decoration:none;color:#D9D9D3}
.site-foot a:hover{color:#fff;text-decoration:underline;text-underline-offset:3px}
.site-foot address{font-style:normal;line-height:1.8;margin-top:18px}

.foot-bottom{margin-top:48px;padding-top:24px;border-top:1px solid var(--ink-line);display:grid;gap:12px;font-size:var(--fs-micro);line-height:1.6}
.foot-bottom__row{display:flex;flex-wrap:wrap;gap:6px 24px}
.foot-bottom__row span:last-child{letter-spacing:.14em;text-transform:uppercase;color:var(--gold-l)}
@media (min-width:900px){.foot-bottom__row span:last-child{margin-left:auto}}


/* =========================================================================
   Bewegung. Alles nur ohne „Bewegung reduzieren“. Einheitlich: ease-out, 150–800 ms.
   ========================================================================= */
:root{--ease-out:cubic-bezier(.2,.7,.3,1);interpolate-size:allow-keywords}
@keyframes rise{from{opacity:0;transform:translateY(32px) scale(.985)}to{opacity:1;transform:none}}
@keyframes settle{from{transform:scale(1.06)}to{transform:scale(1)}}
@keyframes draw{from{transform:scaleX(0)}to{transform:scaleX(1)}}

@media (prefers-reduced-motion:no-preference){
  /* 1 · Hero baut sich beim Laden gestaffelt auf, das Bild setzt sich langsam */
  .hero .pill,.hero h1,.hero__lead,.hero .actions,.guide,.facts li{animation:rise 1s var(--ease-out) both}
  .hero h1{animation-delay:.08s}.hero__lead{animation-delay:.18s}.hero .actions{animation-delay:.28s}.guide{animation-delay:.38s}
  .facts li{animation-duration:.6s}
  .facts li:nth-child(1){animation-delay:.46s}.facts li:nth-child(2){animation-delay:.5s}.facts li:nth-child(3){animation-delay:.54s}.facts li:nth-child(4){animation-delay:.58s}
  .facts li:nth-child(5){animation-delay:.62s}.facts li:nth-child(6){animation-delay:.66s}.facts li:nth-child(7){animation-delay:.7s}.facts li:nth-child(8){animation-delay:.74s}
  .hero__media img{animation:settle 2.2s var(--ease-out) both}

  /* 2 · Beim Scrollen: an die Scrollposition gebunden (kein Timer), nichts bleibt versteckt */
  @supports (animation-timeline: view()){
    main > section:not(.hero) :is(.sec-head,.grid > *,.stock,.code-card,.about > *,.why > *,.faq details,.trust > div,.saying,.reviews__foot,.logos-head,.wall li,.news-foot,.steps-cta,.sec-foot){
      animation:rise auto linear both;animation-timeline:view();animation-range:entry 0% entry 70%}
    main > section:not(.hero) .grid > :nth-child(4n+2){animation-range:entry 8% entry 78%}
    main > section:not(.hero) .grid > :nth-child(4n+3){animation-range:entry 16% entry 86%}
    main > section:not(.hero) .grid > :nth-child(4n+4){animation-range:entry 24% entry 94%}
    main > section:not(.hero) .eyebrow::before{transform-origin:left center;animation:draw auto linear both;animation-timeline:view();animation-range:entry 30% entry 80%}
  }

  /* 4 · Goldene Knöpfe: Glanz beim Überfahren (wie der Profi-Tipp-Verlauf) */
  .btn--gold{position:relative;overflow:hidden;isolation:isolate}
  .btn--gold::after{content:"";position:absolute;inset:0;z-index:-1;pointer-events:none;
    background:linear-gradient(115deg,transparent 30%,rgba(255,255,255,.6) 45%,transparent 60%);
    transform:translateX(-120%);transition:transform .7s var(--ease-out)}
  .btn--gold:hover::after{transform:translateX(120%)}

  /* Icon in der Kachel reagiert mit */
  .icon-box .icon{transition:transform var(--t)}
  a.card:hover .icon-box .icon{transform:scale(1.08)}

  /* 6 · Aufklappen weich (wo der Browser es kann) */
  .faq details::details-content,.topic::details-content,.menu-group::details-content{
    block-size:0;overflow:hidden;transition:block-size .35s var(--ease-out),content-visibility .35s allow-discrete}
  .faq details[open]::details-content,.topic[open]::details-content,.menu-group[open]::details-content{block-size:auto}
}

/* 5 · Kopfleiste wird beim Scrollen durchscheinend */
.site-head{transition:background-color .3s ease,border-color .3s ease,top .3s ease}
.site-head.is-scrolled{background:rgba(14,14,16,.86);border-color:rgba(217,174,74,.22);top:8px}

/* ---------- Chat-Knopf + Hinweis ---------- */
.fab{position:fixed;z-index:40;right:max(16px, env(safe-area-inset-right));bottom:calc(16px + env(safe-area-inset-bottom));display:inline-flex;align-items:center;gap:10px;min-height:52px;padding:0 20px 0 16px;border-radius:var(--r-pill);background:var(--ink);color:#fff;text-decoration:none;font-weight:700;font-size:var(--fs-small);box-shadow:0 4px 12px rgba(0,0,0,.28);border:1px solid var(--ink-line);transition:opacity 200ms ease}
.fab:hover{background:#2A2A30}
.fab.is-off{opacity:0;pointer-events:none}
.nudge{position:fixed;z-index:45;left:var(--gutter);right:var(--gutter);bottom:calc(12px + env(safe-area-inset-bottom));display:grid;gap:10px;padding:16px 18px 14px;border-radius:var(--r-card);background:var(--ink-2);color:var(--on-ink);border:1px solid var(--ink-line);box-shadow:0 8px 14px rgba(0,0,0,.35);transform:translateY(calc(100% + 24px));transition:transform 250ms cubic-bezier(.2,.7,.3,1)}
.nudge.is-on{transform:none}
.nudge[hidden]{display:none}
@media (min-width:640px){.nudge{left:auto;right:24px;bottom:24px;width:360px;padding:20px 22px 16px}}
.nudge__title{font:750 1.0625rem/1.3 var(--display);padding-right:40px}
.nudge__text{font-size:var(--fs-small);color:var(--on-ink-muted);line-height:1.45}
.nudge .btn{min-height:48px;font-size:var(--fs-small)}
.nudge__alt{justify-self:center;font-size:var(--fs-small);color:var(--on-ink-muted);text-decoration:none;padding:6px 8px}
.nudge__alt:hover{color:#fff;text-decoration:underline}
.nudge__close{position:absolute;top:6px;right:6px;width:44px;height:44px;border:0;background:transparent;color:var(--on-ink-muted);cursor:pointer;display:grid;place-items:center;border-radius:var(--r-pill)}
.nudge__close:hover{color:#fff}
@media (max-width:639px){.nudge{gap:8px;padding:14px 16px 8px}.nudge .btn{min-height:44px}.nudge__alt{padding:4px 8px}}
:root{--cream:#FBF8F0;--dark:#0E0E10;--dark-3:#1E1E24;--dark-line:#2B2B31;--grad:linear-gradient(135deg,#D9AE4A 0%,#C69214 55%,#A07A00 100%);--r-lg:18px;--r-sm:10px;--sh-3:0 40px 90px rgba(0,0,0,.5);--fs-feld:clamp(15px,.5vw + 8.6px,17px);--fs-kicker:13px;--fs-klein:clamp(13px,.42vw + 7.6px,15px);--fs-text:clamp(16px,.3vw + 12px,18px)}.hidden{display:none!important}.su-fab{position:fixed;left:20px;bottom:20px;z-index:900;display:inline-flex;align-items:center;gap:10px;background:var(--dark);color:var(--cream);font-family:'Archivo',sans-serif;font-weight:800;font-size:15px;line-height:1;padding:14px 20px 14px 16px;border:none;border-radius:999px;box-shadow:0 10px 28px rgba(0,0,0,.30);cursor:pointer;transition:transform .18s,box-shadow .18s;}
.su-fab:hover{transform:translateY(-2px);box-shadow:0 14px 34px rgba(0,0,0,.38);}
.su-fab svg{width:24px;height:24px;flex:0 0 auto;color:var(--gold-l);}
@media(max-width:600px){.su-fab span{display:none;}}
@media(max-width:600px){.su-fab{padding:15px;left:16px;bottom:16px;}}
.ww-dialog .ww-kopf{display:flex;justify-content:space-between;align-items:center;margin-bottom:14px;gap:12px;}
.ww-dialog .ww-kopf-rechts{display:flex;align-items:center;gap:14px;}
.ww-dialog .ww-schliessen{background:none;border:0;padding:0;width:30px;height:30px;border-radius:9px; color:#A8A8A2;font-size:24px;line-height:1;cursor:pointer;transition:background .14s,color .14s;}
.ww-dialog .ww-schliessen:hover{background:rgba(255,255,255,.06);color:#F6F6F3;}
.ww-dialog .ww-balken{height:3px;border-radius:999px;background:var(--dark-line);margin-bottom:24px;overflow:hidden;}
.ww-dialog .ww-balken i{display:block;height:100%;width:0;background:var(--grad);transition:width .4s cubic-bezier(.2,.7,.2,1);}
.ww-dialog .ww-frage{font-family:'Archivo',sans-serif;font-weight:800;font-size:calc(clamp(21px,2.6vw,28px) + (var(--fs-text) - 18px) * 28 / 18); line-height:1.18;letter-spacing:-.015em;color:#F6F6F3;margin:0 0 7px;}
.ww-dialog .ww-unter{color:#A8A8A2;font-size:var(--fs-feld);line-height:1.5;margin:0 0 20px;max-width:56ch;}
.ww-dialog .ww-marke{display:block;font-family:'Archivo',sans-serif;font-size:calc(var(--fs-kicker) * 12 / 13);font-weight:700; letter-spacing:.12em;text-transform:uppercase;color:var(--gold-l);margin-bottom:9px;}
.ww-dialog .ww-antworten{display:grid;gap:9px;}
.ww-dialog .ww-a{display:flex;gap:12px;align-items:flex-start;text-align:left;width:100%; background:rgba(255,255,255,.02);border:1px solid var(--dark-line);border-radius:var(--r-sm); padding:14px 16px;cursor:pointer;font:inherit;color:inherit; transition:border-color .16s,background .16s,transform .16s;}
.ww-dialog .ww-a:hover,.ww-dialog .ww-a:focus-visible{border-color:var(--gold);background:rgba(198,146,20,.09);transform:translateY(-1px);}
.ww-dialog .ww-zahl{flex:0 0 auto;width:23px;height:23px;border-radius:7px;background:var(--dark-3);color:var(--gold-l); font-family:'Archivo',sans-serif;font-size:12px;font-weight:700;display:grid;place-items:center;margin-top:1px;}
.ww-dialog .ww-txt{flex:1 1 auto;min-width:0;}
.ww-dialog .ww-txt b{display:block;font-family:'Archivo',sans-serif;font-weight:700;font-size:var(--fs-feld); line-height:1.3;color:#F6F6F3;}
.ww-dialog .ww-txt span{display:block;font-size:var(--fs-klein);line-height:1.4;color:#9A9A94;margin-top:2px;}
.ww-dialog .ww-knopf{width:100%;justify-content:center;margin:2px 0 8px;}
.ww-dialog .ww-hinweis{color:#9A9A94;font-size:calc(var(--fs-klein) * 13.5 / 13);line-height:1.5;margin:0 0 22px;text-align:center;}
.ww-dialog .ww-liste{list-style:none;margin:0;padding:0;border-top:1px solid var(--dark-line);}
.ww-dialog .ww-liste li{border-bottom:1px solid var(--dark-line);}
.ww-dialog .ww-liste a{display:block;padding:13px 4px;text-decoration:none;transition:padding-left .16s;}
.ww-dialog .ww-liste a:hover{text-decoration:none;padding-left:10px;}
.ww-dialog .ww-liste b{display:block;font-family:'Archivo',sans-serif;font-weight:700;font-size:var(--fs-feld); line-height:1.3;color:#F6F6F3;}
.ww-dialog .ww-liste i{font-style:normal;color:var(--gold-l);font-weight:600;}
.ww-dialog .ww-liste i::after{content:" · ";color:#65655F;}
.ww-dialog .ww-liste span{display:block;font-size:var(--fs-klein);line-height:1.45;color:#9A9A94;margin-top:2px;}
.ww-dialog .ww-zurueck{background:none;border:0;padding:0;font:inherit;font-size:calc(var(--fs-klein) * 14 / 13);color:#A8A8A2; cursor:pointer;margin-top:18px;}
.ww-dialog .ww-zurueck:hover{color:var(--gold-l);}
.ww-dialog .ww-fuss{display:flex;justify-content:space-between;align-items:center;gap:16px;flex-wrap:wrap; margin-top:22px;}
.ww-dialog .ww-fuss .ww-zurueck{margin-top:0;}
.ww-dialog .ww-zweit{font-size:calc(var(--fs-klein) * 14 / 13);color:var(--gold-l);font-weight:700;}
.ww-dialog{width:min(680px,calc(100vw - 32px));max-height:min(86vh,860px); background:linear-gradient(180deg,#17171C,#111116);border:1px solid var(--dark-line); border-radius:var(--r-lg);box-shadow:var(--sh-3);color:#F4F4F0;padding:32px; overflow:auto;overscroll-behavior:contain;}
.ww-dialog::backdrop{background:rgba(6,6,8,.74);backdrop-filter:blur(4px);-webkit-backdrop-filter:blur(4px);}
.ww-dialog[open]{animation:ww-auf .22s cubic-bezier(.2,.7,.2,1);}
.ww-dialog body.ww-offen{overflow:hidden;}
@media(max-width:640px){.ww-dialog{padding:22px 18px;max-height:92vh;width:calc(100vw - 20px);}}
@media(max-width:640px){.ww-dialog .ww-fuss{flex-direction:column;align-items:flex-start;gap:10px;}}
@media(prefers-reduced-motion:reduce){.ww-dialog .ww-balken i{transition:none;}}
@media(prefers-reduced-motion:reduce){.ww-dialog[open]{animation:none;}}
@media(prefers-reduced-motion:reduce){.ww-dialog .ww-liste a{transition:none;}}
@media(prefers-reduced-motion:reduce){.ww-dialog .ww-liste a:hover{padding-left:4px;}}
@media(prefers-reduced-motion:reduce){.ww-dialog .ww-a{transition:border-color .16s,background .16s;}}
@media(prefers-reduced-motion:reduce){.ww-dialog .ww-a:hover,.ww-dialog .ww-a:focus-visible{transform:none;}}
.su-dialog{width:min(620px,calc(100vw - 32px));max-height:min(78vh,720px); background:linear-gradient(180deg,#17171C,#111116);border:1px solid var(--dark-line); border-radius:var(--r-lg);box-shadow:var(--sh-3);color:#F4F4F0;padding:0; overflow:hidden;display:flex;flex-direction:column;margin-top:8vh;}
.su-dialog::backdrop{background:rgba(6,6,8,.74);backdrop-filter:blur(4px);-webkit-backdrop-filter:blur(4px);}
.su-kopf{display:flex;align-items:center;gap:12px;padding:18px 20px; border-bottom:1px solid var(--dark-line);flex:0 0 auto;transition:border-color .16s;}
.su-kopf:focus-within{border-bottom-color:var(--gold);}
#su-feld:focus{box-shadow:none;border-color:transparent;}
.su-kopf svg{width:19px;height:19px;color:var(--gold-l);flex:0 0 auto;}
#su-feld{flex:1 1 auto;min-width:0;background:none;border:0;outline:none;padding:0; color:#F6F6F3;font-family:'Hanken Grotesk',system-ui,sans-serif;font-size:var(--fs-text);line-height:1.4; -webkit-appearance:none;appearance:none;border-radius:0;}
#su-feld::-webkit-search-decoration,#su-feld::-webkit-search-cancel-button{-webkit-appearance:none;}
#su-feld::placeholder{color:#77776F;}
.su-zu{background:none;border:1px solid var(--dark-line);border-radius:8px;color:#A8A8A2; font-size:calc(var(--fs-klein) * 12 / 13);font-weight:700;padding:5px 9px;cursor:pointer;flex:0 0 auto;line-height:1;}
.su-zu:hover{color:#F6F6F3;border-color:var(--gold);}
#su-liste{list-style:none;margin:0;padding:6px;overflow:auto;overscroll-behavior:contain;flex:1 1 auto;}
#su-liste a{display:block;padding:11px 13px;border-radius:var(--r-sm);text-decoration:none;}
#su-liste a:hover,#su-liste a.an{background:rgba(198,146,20,.11);text-decoration:none;}
#su-liste em{display:block;font-style:normal;font-family:'Archivo',sans-serif;font-size:calc(var(--fs-kicker) * 10 / 13); font-weight:700;letter-spacing:.11em;text-transform:uppercase;color:var(--gold-l);margin-bottom:3px;}
#su-liste b{display:block;font-family:'Archivo',sans-serif;font-weight:700;font-size:calc(var(--fs-feld) * 15.5 / 15); line-height:1.3;color:#F6F6F3;}
#su-liste span{display:block;font-size:var(--fs-klein);line-height:1.45;color:#9A9A94;margin-top:2px; overflow:hidden;display:-webkit-box;-webkit-line-clamp:2;-webkit-box-orient:vertical;}
.su-tipps{display:flex;flex-wrap:wrap;align-items:center;gap:8px;padding:14px 13px 12px;}
.su-tipps > span{font-family:'Archivo',sans-serif;font-size:calc(var(--fs-kicker) * 10 / 13);font-weight:700; letter-spacing:.11em;text-transform:uppercase;color:#77776F;width:100%;margin-bottom:2px;}
.su-tipp{background:rgba(255,255,255,.03);border:1px solid var(--dark-line);border-radius:999px; color:#D6D6D0;font:inherit;font-size:calc(var(--fs-klein) * 14 / 13);padding:7px 14px;cursor:pointer; transition:border-color .16s,background .16s,color .16s;}
.su-tipp:hover{border-color:var(--gold);background:rgba(198,146,20,.10);color:#F6F6F3;}
#su-meldung{padding:11px 20px 14px;font-size:var(--fs-klein);color:#8A8A84;border-top:1px solid var(--dark-line); flex:0 0 auto;}
body.su-offen{overflow:hidden;}
@media(max-width:900px){.su-dialog{margin-top:4vh;max-height:88vh;width:calc(100vw - 20px);}}
.su-dialog:not([open]){display:none;}
.su-dialog[open]{display:flex; flex-direction:column;}
.ww-dialog .hero #wegweiser .ww-kopf{margin-bottom:10px;}
.ww-dialog .hero #wegweiser .ww-frage{font-size:calc(clamp(20px,1.7vw,24px) + (var(--fs-text) - 18px) * 24 / 18);}
.ww-dialog .hero #wegweiser .ww-unter{margin-bottom:16px;}
.ww-dialog .hero #wegweiser .ww-a{padding:12px 14px;}
.ww-dialog .hero #wegweiser .ww-txt b,.ww-dialog .hero #wegweiser .ww-txt span,.ww-dialog .hero #wegweiser .ww-unter{hyphens:manual; -webkit-hyphens:manual; text-wrap:pretty;}
.su-fab{display:none;}
