In English

Private health insurance in Germany.

The German private system is not a better version of the statutory one. It is a different contract, priced on your age and your health rather than your income, and it is hard to leave. These eight pages explain how it works before you decide.

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Before you decide

Start here: the basics Who may join What it costs The health check

Your situation

Self-employed Families and children

Leaving again

Leaving Germany Going back to the statutory system The 2027 reform

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